Financing & Payment Options

Several ways to pay, listed from lowest cost to highest. We recommend starting at the top and working your way down.

Each option below costs you a little more than the one before it, so it pays to start at Option 1 and only move down if you need to.

1Cash or Card

Cash, Credit/Debit Card accepted.

Pay in full at time of purchase.

2Layaway

Put 40% down, pay the rest over 90 days.

3 easy monthly payments.

No credit check, no interest.

Item held on reserve until paid in full.

3Credit Card Financing

We're proud to offer financing through Synchrony. Apply online in minutes using our dedicated link below.

Synchrony financing is available on new appliances only.

Checking your approval won't affect your credit score — there's no credit hit just to see if you qualify.

Qualified buyers can take advantage of 6–12 months same-as-cash financing.

Check Your Approval →

4Lease-to-Own

We partner with Kafene for lease-to-own. Apply online in minutes with our store's own Kafene link, the QR code, or a text.

Scan with your phone's camera

Or text 94479 to 523363 to apply from your phone.

Apply with Kafene →

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5Rent to OwnLast resort

Rent-to-Own carries the highest total cost of any option here. If you can qualify for one of the options above, you'll pay less — we recommend trying those first.

Low weekly, bi-weekly, or monthly payments.

No credit check required.

90-day same-as-cash option.

Own it when you pay it off.

Visit us or call (931) 474-9473 to discuss the best option for you

261 Fairgrounds Road, McMinnville, TN 37110
Thursday, Friday & Saturday 9am-5pm
(931) 474-9473